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How Compare Credit-Card Players In this time India 2023?

How Compare Credit-Card Players In this time India 2023?

Compare Credit-Cards

Introduction-

Compare Credit-Cards-Think of it as if there is a moneylender in your city who lends money on interest. So every time you fall in love with new things, he tempts you that you don’t mind spending, in the range of two, three or four lakhs, because he will pay that expense for you. Remember, a credit card is just a means of convenience for a wealthy or capable individual, not a status symbol or a thing to show off. Even today there are many wealthy people who consider the use of such cards to be taboo.If you understand the above mentioned things, which I have understood from my own experience over the years, then definitely take a credit card. But if not, don’t take it at all.

RATING SCORE SCALE-Compare Credit-Cards

Important to know three things;-

1-whether his financial condition is sufficient to repay the expenses incurred through that card? You will be able to pay his monthly bill every time, before the due date? 2-You have control over his mind in the matter of expenditure? Don’t let the mere availability of credit limit be your reason for spending 3-Cash flow management- This is the most important use. Credit card companies or banks in India offer you a free credit period varying from 20 days (minimum) to 50 days (maximum). The time you spend on your card will determine how many days you get. Will get free period. If you spend on the first day of the statement cycle of your credit card, you get a free period of 50 days (30 days statement cycle period + 20 days payment grace period).

As God has put us in the illusion of this world, so we have to live in it but avoid getting involved in it. Similarly, credit card should be used thoughtfully for your convenience, it is only a facility, so using it without thinking will only put you in trouble.

Which type of credit card is best in terms of offers and rewards in India?-Compare Credit-Cards

Reward Points: Compare Credit-Cards-This is the second biggest advantage. But keep in mind that because of this, you should not make a habit of spending too much or unnecessarily. I have booked more than 14 free flights[1] in the last 2 years (till Nov-2018) using my credit card. About which I have also written an article on my blog. You can read it at the link given in the footnote. Now the thing you might be thinking is, well, at that point he will pay. But in the future, when he will charge you the principal amount along with heavy interest, will you be able to give it?

Credit card payment icon-Compare Credit-Cards

Important to know

1-Firstly, whether his financial condition is sufficient to repay the expenses incurred through that card? That is, will he be able to pay his monthly bill every time, before the due date?

2-Secondly, does he have control over his mind in the matter of expenditure? Don’t let the mere availability of credit limit be your reason for spending whatever you want. Think of it as if there is a moneylender in your city who lends money on interest. So every time you fall in love with new things, he tempts you that you don’t mind spending, in the range of two, three or four lakhs, because he will pay that expense for you. .

3- In the future, when he will charge you the principal amount along with heavy interest, will you be able to give it? The first thing is that while shopping, we should not get greedy and always buy only those expensive things, which are not “attraction” but of “necessity” for us. It’s okay to have a meal at a restaurant once in a while, buy a toy, or buy clothes for a child, but spending that kind of money frequently, especially when your monthly income is limited, will complicate your financial equations.

4-credit card should be used thoughtfully for your convenience, it is only a facility, so using it without thinking will only put you in trouble. If you understand the above mentioned things, which I have understood from my own experience over the years, then definitely take a credit card. But if not, don’t take it at all.

5-Compare Credit-HOLD card is just a means of convenience for a wealthy or capable individual, not a status symbol or a thing to show off. Even today many wealthy people consider the use of such cards to be taboo.

6-The first thing is that while shopping, we should not get greedy and always buy only those expensive things, which are not of “attraction” but of “necessity” for us. It’s okay to have a meal at a restaurant once in a while, buy a toy, or buy clothes for a child, but spending that kind of money frequently, especially when your monthly income is limited, will complicate your financial equations.

Compare Credit-Cards{1}

How Compare Credit-Card Players

For year, month and day? Most of the credit is available free of cost for 30/31 days and if it is taken even a day more then the interest will be very high. Should take personal loan then should take loan from bank. Interest rates vary from bank to bank.

There are a few good credit cards with no annual fee in India. One example is the American Express® Gold Rewards Credit Card which offers 2% cash back on all purchases, 0% foreign transaction fees for the first year, and no annual fees. There are a few different credit cards that come without an annual fee in India. Some of the best cards include the HSBC Credit Card, HDFC Credit Card, and ICICI Bank Credit Card. All three cards have no annual fee and offer a variety of benefits.

Which credit card is best, Uni or Slice credit card?

There is no definitive answer to this question as it largely depends on your personal preferences and financial situation. Some of the best credit cards for cannabis consumers are the Slice Mastercard and Uni Mastercard, which offer flexible spending options for those looking to use their cannabis expenses as a form of healthcare-related expenses. Other great credit cards for cannabis enthusiasts include the Cards For Change Visa and Mastercard, which both have relatively low interest rates while also providing financial benefits like access to discounted travel and enhanced customer service.

Compare Credit-Cards in India for the Year 2022

1-Axis Bank Limited- Axis Bank is one of the largest banks in India with a wide range of products and services to meet the needs of its customers. The bank offers a number of credit cards that can be useful for buyers and investors.
2-Paramount finance card– This is a no annual fee credit card that comes with benefits like cashback, travel insurance, and roadside assistance. It has an accompanying mobile app that makes it easy to manage your finances.
3-Golden priority visa- This card is ideal for people who want a flexible funding source for their shopping needs. There are numerous benefits like instant approvals, waived late payments, and no annual fees.
4-Aspire cards- These cards come with various features like eligibility requirements, credit limits, interest rates, and rewards programs. They also have helpful customer service on hand to help you with any queries you may have.
5-Bestbuy business credit card- This card comes with membership privileges at some of India’s top ecommerce platforms like Amazon and Flipkart. With this card, you will enjoy preferential rates on everything from electronics to groceries.Compare Credit-Cards

6-State bank of India, IDFC, ETC

CREDIT CARD PROVIDER IN USA-Compare Credit-Cards


  • American Express
  • Apple Card
  • Bank of America
  • Barclays
  • Capital One
  • Chase
  • Citi
  • Comenity
  • Discover
  • HSBC
  • PNC
  • Synchrony
  • Truist (formerly BB&T and SunTrust)
  • USAA
  • U.S. Bank
  • Wells Fargo

FAQ –Compare Credit-Cards

  1. 1-Compare Credit-CardsCan a credit card be closed due to inactivity? 

    ANS-Yes, a credit card can be closed for inactivity if it has been inactive for too long. This will trigger various fees to be charged, such as late fees and interest charges. Properly monitoring your account and canceling any unnecessary purchases may help keep your credit rating from being affected.

  2. 2- Credit card is closed due to inactivity, you may lose card benefits or accumulated rewards

    ANS-This is a warning message that pops up when the credit card activity is either inactive or has been cancelled by the user. This could mean that the user may lose their card benefits or rewards if they have not used their card in a while.

  3. 3-The Number of Credit Cards in Your Name?

    ANS-3 CREDIT CARD ARE SUFFICIENT FOR YOU.The number one should own is not fixed. It depends on your financial ability and your spending behavior. However, ensure to manage all the cards correctly.

4- which card is no other bank card? more reasons to love the card

1-Life time free 2- low interest rate 3-xxl rewards 4-Interest free ATM WITHDRAWL up to 48 days 5-Great disign 6-Free insurence 7-cashback

MORE TO KNOW…

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